Quick Answer: Is car insurance mandatory in the Netherlands?

Do I need insurance in the Netherlands?

Health insurance in the Netherlands is mandatory if you are here on a long-term stay and is designed to cover the cost of medical care. As a rule, all expats must have Dutch health insurance even if they are already insured for healthcare in their homeland (for exceptions see our other health insurances page).

How does car insurance work in Netherlands?

In the Netherlands, insurance policies cover the car rather than the driver. Consequently, anyone with a valid driving license can legally drive your car. … By law, you must have at least third-party insurance (WA-verzekering) for your car. This covers you against any damage or injury to others caused by your vehicle.

How expensive is car insurance in the Netherlands?

The average car insurance costs about 75 euros per month, but the insurance premium is different for everyone. You may pay 30 euros or 90 euros per month.

Is legal insurance worth it Netherlands?

Legal expenses insurance is not mandatory in the Netherlands. However, it can be useful in case you want to take legal action. Having a legal expenses insurance can also save you a lot of money since the annual fee for a legal expenses insurance policy is almost the same as the hourly rate for legal assistance.

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What happens if you don’t have insurance in the Netherlands?

If you don’t take out Dutch health insurance within four months after registering in the Netherlands, you will get a letter from the CAK, the Dutch Healthcare Institute, reminding you to take out health care insurance within three months. If you fail to do so, you will have to pay a penalty.

Is it illegal to not have health insurance in Netherlands?

Every person who lives or works in the Netherlands is legally obliged to take out standard health insurance to cover the cost of, for example, consulting a general practitioner, hospital treatment and prescription medication. Additional health insurance is not compulsory.

What happens if you don’t have health insurance in the Netherlands?

If you fail to take out Dutch health insurance you are likely to receive a fine. The payment of the fine is 130% of the insurance premium during the period that you were not insured. The exact same procedure will be repeated once if you still fail to pay the health insurance after three months.

Is healthcare in Netherlands free?

Your Dutch health insurance policy entitles you to free medical treatment in the Netherlands, including standard prescriptions. Public health insurance does not cover some treatment, such as dental treatment and physiotherapy. However, you will need a private insurance policy.

Is health care free in Netherlands?

Dutch patients can visit a primary care doctor for free. For a visit to the hospital, they will need to pay toward their deductible. The annual deductible is today capped at €385 ($429), although people can choose to pay a lower monthly premium in exchange for a higher deductible — up to €885 ($980).

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Is healthcare in Netherlands good?

Amazingly, the Dutch rate their health care very highly. They must have low expectations. The Netherlands was number one on the Euro Health Consumer Index in 2015 for its health care system. It has also been listed in the top 3 European countries since 2005.